Request for a preliminary ruling from the Sąd Okręgowy w Opolu (Poland) lodged on 24 July 2018 — Profi Credit Polska S.A., whose seat is in Bielsko-Biała, v OH

(Case C-483/18)

Language of the case: Polish

Referring court

Sąd Okręgowy w Opolu

Parties to the main proceedings

Appellant: Profi Credit Polska S.A., whose seat is in Bielsko-Biała

Respondent: OH

Question referred

Should Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, ¹ in particular Article 3(1) and (2), Article 6(1) and Article 7(1) thereof, and Directive 2008/48/EC of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, ² in particular Article 22(3) thereof, be interpreted as precluding an interpretation of Article 10, in conjunction with Article 17, of the ustawa z dnia 28 kwietnia 1936 r. prawo wekslowe (Law of 28 April 1936 on Bills of Exchange and Promissory Notes) according to which a court is not permitted to act of its own motion in a situation where it has a strong and justified belief, based on materials not originating from the parties to the case, that the contract giving rise to the basic legal relationship is at least partially invalid, and the applicant pursues his claim under a blank promissory note while the defendant raises no pleas and behaves passively?

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¹ OJ 1993 L 95, p. 29.

² OJ 2008 L 133, p. 66.