Language of document :

Request for a preliminary ruling from the Tribunal de grande instance de Nîmes (France) lodged on 28 February 2014 — Jean-Claude Van Hove v CNP Assurances SA

(Case C-96/14)

Language of the case: French

Referring court

Tribunal de grande instance de Nîmes

Parties to the main proceedings

Applicant: Jean-Claude Van Hove

Defendant: CNP Assurances SA

Question referred

Must Article 4(2) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts 1 be interpreted as meaning that the concept of a term relating to the definition of the main subject matter of a contract which appears in that provision covers a term of an insurance contract intended to ensure that loan repayments payable to the lender will be covered in the event of the borrower’s total incapacity for work if that term prevents the insured person from receiving that cover in the event that he is declared capable of carrying on unpaid employment?

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1 OJ 1993 L 95, p. 29.