Judgment of the Court (First Chamber) of 26 January 2017

Banco Primus SA v Jesús Gutiérrez García

Request for a preliminary ruling from the Juzgado de Primera Instancia

Reference for a preliminary ruling — Directive 93/13/EEC — Contracts concluded between sellers or suppliers and consumers — Unfair terms — Mortgage loan agreements — Mortgage enforcement proceedings — Limitation period — Function of the national courts — Res judicata

Case C-421/14


Top of the page Documents in the Case
Document Date Name of the parties Subject-matter Curia EUR-Lex Autres Liens
Judgment (OJ)
17/03/2017 Banco Primus
Judgment
ECLI:EU:C:2017:60
26/01/2017 Banco Primus
Judgment (Summary)
ECLI:EU:C:2017:60
26/01/2017 Banco Primus
Order
ECLI:EU:C:2014:2367
11/11/2014 Banco Primus
Application (OJ)
07/11/2014 Banco Primus
Opinion
ECLI:EU:C:2016:69
02/02/2016 Banco Primus
Top of the page Legal analysis of the decision or of the case

Reports of Cases

published in the electronic Reports of Cases (Court Reports - general)

Subject-matter

Information not available

Systematic classification scheme

1.
3 Legal proceedings
  3.04 Reference for a preliminary ruling
    3.04.02 Jurisdiction of the Court of Justice
4 Internal policy of the European Union
  4.18 Consumer protection
    4.18.04 Unfair terms
      4.18.04.00 General
4 Internal policy of the European Union
  4.18 Consumer protection
    4.18.04 Unfair terms
      4.18.04.03 Powers and obligations of the national court
3 Legal proceedings
  3.08 Procedural rules
    3.08.08 Judgments and orders
      3.08.08.02 Res judicata
1 The legal order of the European Union
  1.04 Fundamental rights
    1.04.03 The fundamental rights
      1.04.03.47 Right to an effective remedy and to a fair trial
4 Internal policy of the European Union
  4.18 Consumer protection
    4.18.04 Unfair terms
      4.18.04.00 General
4 Internal policy of the European Union
  4.18 Consumer protection
    4.18.04 Unfair terms
      4.18.04.03 Powers and obligations of the national court
4 Internal policy of the European Union
  4.18 Consumer protection
    4.18.04 Unfair terms
      4.18.04.02 Criteria for assessing the unfair character of a term
4 Internal policy of the European Union
  4.18 Consumer protection
    4.18.04 Unfair terms
      4.18.04.04 Effects of a declaration that a term is unfair


Citations of case-law or legislation

References in grounds of judgment

Operative part

Opinion


Dates

Date of the lodging of the application initiating proceedings

  • 10/09/2014

Date of the Opinion

  • 02/02/2016

Date of the hearing

Information not available

Date of delivery

26/01/2017


References

Publication in the Official Journal

Judgment: OJ C 104 from 03.04.2017, p.9

Application: OJ C 421 from 24.11.2014, p.19

Name of the parties

Banco Primus

Notes on Academic Writings

  1. Daniel, Élise: Clauses abusives, Europe 2017 Mars nº 03 p.27-28 (FR)
  2. Hartkamp, A.S.: Oneerlijke contractsbedingen in verband met hypothecaire uitwinning en gezag van gewijsde, Ars aequi 2017 p.827-832 (NL)
  3. Luzak, Joasia: Ook over u wordt geoordeeld: erga omnes effect van geregistreerde oneerlijke bedingen in Polen, Droit de la consommation 2017 p.68-78 (NL)
  4. Piekenbrock, Andreas: Rechtsschutz in der Hypothekarvollstreckung und unionsrechtliche Klauselkontrolle, Zeitschrift für das Privatrecht der Europäischen Union - GPR 2017 p.299-301 (DE)
  5. Surdyk, Michał: Kontrola abuzywności postanowień umownych a powaga rzeczy osądzonej, Prawo Europejskie w praktyce 2018 Nr 1-2 p.35-39 (PL)
  6. Poillot, Élise: XIX. Consommation - Cour de justice, 1ère ch., 26 janvier 2017, Banco Primus SA c/ Jesús Gutiérrez García, aff. C-421/14, ECLI:EU:C:2017:60, Jurisprudence de la CJUE 2017. Décisions et commentaires (Ed. Bruylant - Bruxelles) 2018, p. 828-831 (FR)
  7. Péglion-Zika, Claire-Marie: Une nouvelle application de la réglementation européenne contre les clauses abusives en matière de prêts hypothécaires espagnols, Revue européenne de droit de la consommation 2019 N°2016/3 p.499-508 (FR)



Procedural Analysis Information

Source of the question referred for a preliminary ruling

Juzgado de Primera Instancia nº 2 de Santander - Spain

Subject-matter

  • Approximation of laws
  • Consumer protection

Provisions of national law referred to

Ley 1/2013, de 14 de mayo, de medidas para reforzar la protección a los deudores hipotecarios, reestructuración de deuda y alquiler social, deuxième disposition transitoire Ley 1/2000, de 7 de enero, de Enjuiciamiento Civil (LEC), articles 693, paragraphe 2, et 695 Código Civil, article 1124

Provisions of international law referred to

Information not available

Procedure and result

  • Reference for a preliminary ruling

Formation of the Court

première chambre (Cour)

Judge-Rapporteur

Rodin

Advocate General

Szpunar

Language(s) of the Case

  • Spanish

Language(s) of the Opinion

  • French