Judgment of the Court (Second Chamber) of 14 February 2019

Anica Milivojević v Raiffeisenbank St. Stefan-Jagerberg-Wolfsberg eGen

Request for a preliminary ruling from the Općinski Sud u Rijeci

Reference for a preliminary ruling — Articles 56 and 63 TFEU — Freedom to provide services — Free movement of capital — National legislation providing that credit agreements featuring international elements concluded with a non-authorised lender are invalid — Regulation (EU) No 1215/2012 — Article 17(1) — Credit agreement concluded by a natural person with a view to the provision of tourist accommodation services — Concept of ‘consumer’ — Article 24, point 1 — Exclusive jurisdiction in matters relating to rights in rem in immovable property — Action for invalidity of a credit agreement and seeking the removal from the land register of the entry of a security interest

Case C-630/17


Top of the page Documents in the Case
Document Date Name of the parties Subject-matter Curia EUR-Lex
Judgment (OJ)
22/03/2019 Milivojević
Judgment
ECLI:EU:C:2019:123
14/02/2019 Milivojević
EUR-Lex text EUR-Lex bilingual text
Opinion
ECLI:EU:C:2018:908
14/11/2018 Milivojević
EUR-Lex text EUR-Lex bilingual text
Application (OJ)
05/01/2018 Milivojević
View pdf documents
Top of the page Legal analysis of the decision or of the case

Reports of Cases

published in the electronic Reports of Cases (Court Reports - general)

Subject-matter

Information not available

Systematic classification scheme

1.
3 Legal proceedings
  3.04 Reference for a preliminary ruling
    3.04.02 Jurisdiction of the Court of Justice
4 Internal policy of the European Union
  4.04 Free movement of persons and services
    4.04.03 Freedom to provide services
      4.04.03.00 General
4 Internal policy of the European Union
  4.04 Free movement of persons and services
    4.04.03 Freedom to provide services
      4.04.03.00 General
4 Internal policy of the European Union
  4.06 Area of freedom, security and justice
    4.06.02 Judicial cooperation in civil matters
      4.06.02.01 Jurisdiction, recognition and enforcement of judgments – Civil and commercial matters
4 Internal policy of the European Union
  4.06 Area of freedom, security and justice
    4.06.02 Judicial cooperation in civil matters
      4.06.02.01 Jurisdiction, recognition and enforcement of judgments – Civil and commercial matters
4 Internal policy of the European Union
  4.06 Area of freedom, security and justice
    4.06.02 Judicial cooperation in civil matters
      4.06.02.01 Jurisdiction, recognition and enforcement of judgments – Civil and commercial matters


Citations of case-law or legislation

References in grounds of judgment

  • TFEU, Article 52 : paragraphs 65, 66, 69
  • TFEU, Article 56 : paragraphs 1, 33, 38, 40, 42, 50, 51, 53, 56 - 58, 64, 75
  • TFEU, Article 62 : paragraph 66
  • TFEU, Article 63 : paragraphs 1, 33, 38, 40, 42, 50, 51, 53
  • TFEU, Article 267 : paragraph 47
  • Regulation 1215/2012 -A01P1 : paragraph 77
  • Regulation 1215/2012 -A04 : paragraph 81
  • Regulation 1215/2012 -A04P1 : paragraphs 1, 4, 38, 45, 76, 80, 84
  • Regulation 1215/2012 -A08PT4 : paragraphs 5, 104
  • Regulation 1215/2012 -A17 : paragraphs 1, 82, 87, 90
  • Regulation 1215/2012 -A17P1 : paragraphs 6, 38, 45, 85, 86, 92, 94
  • Regulation 1215/2012 -A18 : paragraphs 82, 87, 90
  • Regulation 1215/2012 -A18P1 : paragraphs 7, 80
  • Regulation 1215/2012 -A18P2 : paragraph 7
  • Regulation 1215/2012 -A19 : paragraphs 8, 82, 90
  • Regulation 1215/2012 -A24PT1 : paragraphs 1, 37, 38, 101
  • Regulation 1215/2012 -A24PT1L1 : paragraphs 9, 95, 96, 98, 103, 105
  • Regulation 1215/2012 -A25 : paragraphs 45, 76, 82 - 84
  • Regulation 1215/2012 -A25P1 : paragraph 10
  • Regulation 1215/2012 -A25P4 : paragraphs 10, 82
  • Regulation 1215/2012 -A66P1 : paragraph 11
  • Regulation 1215/2012 -C6 : paragraph 3
  • Regulation 1215/2012 -C15 : paragraph 3
  • Regulation 1215/2012 -C18 : paragraph 3
  • Court of Justice - Judgment C -288/89 -N14 : paragraph 71
  • Court of Justice - Judgment C -384/93 -N44 : paragraph 71
  • Court of Justice - Judgment C -269/95 : paragraph 37
  • Court of Justice - Judgment C -269/95 -N17 : paragraph 89
  • Court of Justice - Judgment C -162/00 -N50 : paragraph 42
  • Court of Justice - Judgment C -464/01 : paragraph 37
  • Court of Justice - Judgment C -464/01 -N47 : paragraph 92
  • Court of Justice - Judgment C -452/04 -N48 : paragraph 55
  • Court of Justice - Judgment C -546/07 -N49 : paragraph 67
  • Court of Justice - Judgment C -546/07 -N51 : paragraph 69
  • Court of Justice - Judgment C -64/08 -N34 : paragraph 66
  • Court of Justice - Judgment C -188/10 -N41 : paragraph 46
  • Court of Justice - Judgment C -602/10 : paragraph 64
  • Court of Justice - Judgment C -602/10 -N70 : paragraph 54
  • Court of Justice - Judgment C -602/10 -N72 : paragraph 58
  • Court of Justice - Judgment C -157/11 -N31 : paragraph 46
  • Court of Justice - Judgment C -265/12 -N35 : paragraph 57
  • Court of Justice - Judgment C -265/12 -N37 : paragraph 65
  • Court of Justice - Judgment C -265/12 -N38 : paragraph 71
  • Court of Justice - Judgment C -438/12 -N40 : paragraph 97
  • Court of Justice - Judgment C -344/13 -N38 : paragraph 66
  • Court of Justice - Judgment C -5/14 -N31 : paragraph 46
  • Court of Justice - Judgment C -375/14 -N26 : paragraph 66
  • Court of Justice - Judgment C -605/14 -N23 : paragraph 97
  • Court of Justice - Judgment C -225/15 -N22 : paragraph 48
  • Court of Justice - Judgment C -417/15 -N28 : paragraph 98
  • Court of Justice - Judgment C -417/15 -N30 : paragraph 99
  • Court of Justice - Judgment C -417/15 -N31 : paragraph 100
  • Court of Justice - Judgment C -417/15 -N41 : paragraph 103
  • Court of Justice - Judgment C -685/15 -N42 : paragraph 48
  • Court of Justice - Judgment C -52/16 -N42 : paragraph 47
  • Court of Justice - Judgment C -52/16 -N85 : paragraph 72
  • Court of Justice - Judgment C -498/16 -N27 : paragraph 81
  • Court of Justice - Judgment C -498/16 -N28 : paragraph 86
  • Court of Justice - Judgment C -498/16 -N29 : paragraph 87
  • Court of Justice - Judgment C -498/16 -N30 : paragraph 88
  • Court of Justice - Judgment C -498/16 -N31 : paragraph 90
  • Court of Justice - Judgment C -498/16 -N32 : paragraph 91
  • Court of Justice - Judgment C -625/17 -N23 : paragraph 53

Operative part

  • Interprets : TFEU, Article 56
  • Interprets : Regulation 1215/2012 -A04P1
  • Interprets : Regulation 1215/2012 -A17P1
  • Interprets : Regulation 1215/2012 -A24PT1L1
  • Interprets : Regulation 1215/2012 -A25

Opinion


Dates

Date of the lodging of the application initiating proceedings

  • 09/11/2017

Date of the Opinion

  • 14/11/2018

Date of the hearing

Information not available

Date of delivery

14/02/2019


References

Publication in the Official Journal

Judgment: OJ C 131 from 08.04.2019, p.11

Application: OJ C 22 from 22.01.2018, p.31

Name of the parties

Milivojević

Notes on Academic Writings

  1. Reinstadler, Armin ; Reinalter, Andreas: Il rapporto tra banca e cliente (consumatore) nel diritto processuale europeo, Giurisprudenza italiana 2019 p.1068-1071 (IT)
  2. Lobach, Quincy C.: Internationale Zuständigkeit bei (Verbraucher-)Krediten, IWRZ – Zeitschrift für internationales Wirtschaftsrecht 2019 N°4 p.181-182 (DE)
  3. Gillies, Lorna: Affirming Free Movement of Services and the Scope of International Jurisdiction of a Cross-Border Consumer Credit Agreement: Case C-630/17 Milivojevic v Raiffeisenbank St Stefan-Jagerberg-Wolfsberg eGen, Journal of European Consumer and Market Law 2019 N°5 p.202-204 (EN)
  4. Moor, R.R.M.: C-630/17, Tijdschrift voor consumentenrecht en handelspraktijken 2019 p.00 (NL)
  5. Stuyck, Jules: Le consommateur, une notion fonctionnelle en transition, Droit de la consommation 2019 p.89-102 (FR)



Procedural Analysis Information

Source of the question referred for a preliminary ruling

Općinski Sud u Rijeci - Croatia

Subject-matter

  • area of freedom, security and justice
  • - Judicial cooperation in civil matters
  • Freedom to provide services
  • Free movement of capital

Provisions of national law referred to

Information not available

Provisions of international law referred to

Information not available

Procedure and result

  • Reference for a preliminary ruling

Formation of the Court

deuxième chambre (Cour)

Judge-Rapporteur

Toader

Advocate General

Tanchev

Language(s) of the Case

  • Croatian

Language(s) of the Opinion

  • English