Request for a preliminary ruling from the Višje sodišče v Mariboru (Slovenia) lodged on 30 June 2021 – FV v NOVA KREDITNA BANKA MARIBOR d.d.

(Case C-405/21)

Language of the case: Slovene

Referring court

Višje sodišče v Mariboru

Parties to the main proceedings

Appellant: FV

Respondent: NOVA KREDITNA BANKA MARIBOR d.d.

Question referred

Is Article 3(1), read in conjunction with Articles 8 and 8a, of Council Directive 93/13/EEC ¹ to be interpreted as not precluding national provisions which characterise the two conditions of ‘good faith’ and ‘a significant imbalance’ as alternatives (as separate, autonomous and independent conditions), such that, for the purposes of deciding whether a contractual term is unfair, it is sufficient if facts exist which establish that just one of those two conditions is fulfilled?

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¹ Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (OJ 1993 L 95, p. 29).