Judgment of the Court (Fifth Chamber) of 5 September 2019

Verein für Konsumenteninformation v Deutsche Bahn AG

Request for a preliminary ruling from the Oberster Gerichtshof

Reference for a preliminary ruling — Technical and business requirements for credit transfers and direct debits in euro — Regulation (EU) No 260/2012 — Single euro payments area (SEPA) — Payment by direct debit — Article 9(2) — Accessibility of payments — Residence condition

Case C-28/18

Top of the page Documents in the Case
Document Date Name of the parties Subject-matter Curia EUR-Lex
Judgment (OJ)
25/10/2019 Verein für Konsumenteninformation
05/09/2019 Verein für Konsumenteninformation
EUR-Lex text EUR-Lex bilingual text
02/05/2019 Verein für Konsumenteninformation
EUR-Lex text EUR-Lex bilingual text
Application (OJ)
02/03/2018 Verein für Konsumenteninformation
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Top of the page Legal analysis of the decision or of the case

Reports of Cases

published in the electronic Reports of Cases (Court Reports - general)


Information not available

Systematic classification scheme

4 Internal policy of the European Union
  4.11 Approximation of laws
    4.11.12 Financial services Cross-border payments

Citations of case-law or legislation

References in grounds of judgment

Operative part



Date of the lodging of the application initiating proceedings

  • 17/01/2018

Date of the Opinion

  • 02/05/2019

Date of the hearing

Information not available

Date of delivery



Publication in the Official Journal

Judgment: OJ C 383 from 11.11.2019, p.15

Application: OJ C 104 from 19.03.2018, p.22

Name of the parties

Verein für Konsumenteninformation

Notes on Academic Writings

  1. Ernst, Stefan: Online-Zahlungssystem der Deutschen Bahn unionsrechtswidrig ("Verein für Konsumenteninformation"), Entscheidungen zum Wirtschaftsrecht 2019 p.709-710 (DE)

Procedural Analysis Information

Source of the question referred for a preliminary ruling

Oberster Gerichtshof - Austria


  • Approximation of laws

Provisions of national law referred to

Information not available

Provisions of international law referred to

Information not available

Procedure and result

  • Reference for a preliminary ruling

Formation of the Court

cinquième chambre (Cour)



Advocate General


Language(s) of the Case

  • German

Language(s) of the Opinion

  • English