Judgment of the Court (Fourth Chamber), 27 March 2014

LCL Le Crédit Lyonnais SA v Fesih Kalhan

Request for a preliminary ruling from the tribunal d’instance d’Orléans

Consumer protection — Credit agreements for consumers — Directive 2008/48/EC — Articles 8 and 23 — Creditor’s obligation to assess the borrower’s creditworthiness prior to conclusion of the agreement — National provision imposing the obligation to consult a database — Forfeiture of entitlement to contractual interest in the event of failure to comply with that obligation — Effective, proportionate and dissuasive nature of the penalty

Case C‑565/12

Reports of Cases

published in the electronic Reports of Cases (Court Reports - general)